For disciplined investing, it is wise to follow the 1st Week Rule of Investment. As soon as your salary is credited to your bank, you should invest 20% of it into your future savings and investments.
Let’s understand the 1st Week Rule of Investment in a bit more detail.
Do you find it difficult to set aside money for savings and investments each month? Do you find yourself overspending before you can put money into investments? If yes, then the 1st Week Rule of Investment is for you!
What is the 1st Week Rule of Investment?
💡 Invest a portion of your salary within the first week of receiving it—before you start spending on anything else.
Most people wait until the end of the month to save and invest, but by then, most of their money is already gone! The 1st Week Rule flips this around—ensuring that you invest first and spend later.
Why is this rule powerful?
✅ Ensures consistent investing – You grow your wealth without fail.
✅ Prevents overspending – Money is invested before you can waste it.
✅ Encourages financial discipline – You build the habit of saving and investing early.
✅ Accelerates wealth creation – The earlier you invest, the faster your money compounds!
How to Apply the 1st Week Rule?
Set an investment percentage – Allocate 20-30% of your salary to investments like mutual funds, stocks, or a retirement fund.
Automate your investments – Set up SIPs (Systematic Investment Plans) or automatic transfers so that investing happens without effort.
Forget about it – Once the money is invested, you can spend guilt-free, knowing that your financial future is secured!
Start Early, Grow Rich!
By following the 1st Week Rule of Investment, you ensure that your savings and investments come first, setting you on the path to financial freedom. Remember, the sooner you start investing, the wealthier your future self will be!