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Personal Finance

Can We Pay Home Loan Early to Save Money or Not?

November 30, 2025 by BuildYourFinance
Can We Pay Home Loan Early to Save Money

Introduction If you’ve taken a home loan, one question eventually comes to mind:“Should I pay my home loan early to …

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How to Actually Build Your Finance? My 6-Step Blueprint.

October 27, 2025 by BuildYourFinance
Build Your Finance

Tired of your salary vanishing each month? Let’s talk real talk. I’ll show you the exact 6 steps I used to build my finances, from a broke fresher to being financially secure. No fluff, just actionable steps.

From ₹10,000 a Month to ₹39 Lakh: The Two-Phase SIP Calculator Every Indian Investor Must Try!

October 14, 2025 by BuildYourFinance

Plan your SIP and growth phase with the Two-Phase SIP Calculator. Estimate total wealth, compounding returns, and achieve financial goals easily.

GST Reform 2025 in India: How Lower Taxes Can Boost Your Savings and Investments.

September 4, 2025 by BuildYourFinance

The Government of India has simplified GST in 2025. Instead of four slabs (5%, 12%, 18%, 28%), now there are …

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How to build your Personal finance?

March 14, 2025 by BuildYourFinance
How to Build Your Personal Finance?

In today’s scenario, money management is more important than ever. Whether you earn a small salary or a big package, …

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The 40% EMI Rule: A Must-Know Financial Lesson for Beginners

March 4, 2025March 1, 2025 by BuildYourFinance
40% EMI Rule - Financial Lesson for Beginners | Personal Finance Blog

The 40% EMI Rule in personal finance suggests that your monthly EMI payments for loans/debts should never exceed 40% of …

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The 1st Week Rule of Investment – Smart Money Habit for Wealth Building!

March 4, 2025February 28, 2025 by BuildYourFinance

For disciplined investing, it is wise to follow the 1st Week Rule of Investment. As soon as your salary is …

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The 50-30-20 Rule: A Simple Way to Manage Your Salary Wisely

March 17, 2025February 28, 2025 by BuildYourFinance

The 50-30-20 rule is a very simple and widely known way to manage money. It suggests dividing your monthly take-home …

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100-Age Rule: The Best Investment Strategy for Beginners.

March 4, 2025February 24, 2025 by BuildYourFinance

The fundamental idea behind age-based asset allocation is that as you get older, your exposure to investing risk must come …

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The Magic of Doubling: A Story About the Rule of 72

March 4, 2025February 24, 2025 by BuildYourFinance

A rule of 72 is a simple formula to determine how long the invested money will take to double. It …

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